For sale - Active

1089 Pearson Rd

Beds
3
Bathrooms
3
sqft
2,034
sq.ft
$440

About this place

Motived Seller Bay Front offering 3 bedrooms, 2.5 bathrooms, and a bonus mother-in-law suite. Experience refined coastal living in this beautifully reimagined luxury waterfront home of 2,034 square feet, all set on an expansive 0.81-acre lot with breathtaking west-facing views over Escambia Bay. Completely remodeled from top to bottom in 2023, this property offers relaxed elegance. The main level showcases a thoughtfully expanded kitchen featuring new cabinetry, countertops, flooring, and appliances, along with a walk-in pantry and a stylish wet bar/beverage center. A newly added laundry room enhances convenience, while custom trim, fresh paint, solid wood interior doors, and updated finishes elevate the home’s overall design. The open living spaces flow seamlessly to two screened-in porches—on both the main and lower levels—where you can take in stunning sunsets over the water. The spacious primary and guest accommodations are complemented by a versatile lower-level bonus mother-in-law suite, complete with a kitchenette, full bath, and washer/dryer—ideal for guests, extended family, or additional living space. The lower level also includes a 2-car garage with generous storage. Outdoors, this property truly shines. Enjoy direct waterfront access with a bulkhead, dock, boathouse, and boat lift equipped with electric and water. A walk-in beach area and stone fire pit create the perfect setting for evenings by the bay, while the above-ground saltwater pool with deck and grill area offers a private oasis for relaxing or entertaining. The expansive grounds also feature a new concrete driveway with a pickleball court and two RV sites with full hookups (electric, water, and sewer). Additional upgrades include conversion from septic to city sewer with a grinder pump system, upgraded electrical service with new meter socket and breaker panels, and enclosure of the first floor for expanded functionality. With no HOA and excellent potential for short-term rental income.

Courtesy of KELLER WILLIAMS REALTY GULF COAST

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Property Highlights

Property type Single Family Residence
Bedrooms 3
Bathrooms 3
Status Active
City Milton
Zip 32583
Square feet 2,034 sqft
County Santa Rosa
Updated Jul 28, 2026
MLS ID 681539

Exterior Features

Roof See listing details
Construction Features Single Family Residence
Parking 3 spaces
Waterfront Nearby / listed

Interior Features

Bedrooms 3
Bathrooms 3
Square Feet 2,034 sq.ft
Property Type Single Family Residence

Financial Details

List Price $895,000
Estimated Payment $5,728/mo
Price per Sq.Ft $440
Status Active

Location

County Santa Rosa
City Milton
ZIP Code 32583

Schools

Elementary School Bagdad
Middle School AVALON
High School Milton

1089 Pearson Rd is located in Milton, FL 32583

Payment calculator

$5,728 per month 30 year fixed, 7.25% interest

Down payment estimate: $179,000. Taxes, insurance, HOA fees, and lender costs are not included.