For sale - Active

1938 Cardinal Ln

Beds
4
Bathrooms
3
sqft
2,604
sq.ft
$230

About this place

* Motivated seller open to creative buyer incentives * Beautiful, 4 bedroom, 3 full bath property in desirable Holley By The Sea (HBTS) neighborhood, 10 minutes from Navarre Beach and 5 minutes from HBTS recreation center. On a quiet street, great for bike rides or walking the dog. A quick jump to the highway provides easy access to Eglin, Hurlburt, Destin, Downtown Pensacola, and Gulf Breeze. HBTS amenities include: basketball/tennis courts, a gym, a park, indoor/outdoor pools, a pier, and more. The kitchen is the heart of the home with 42 inch cabinets, granite counters, stainless appliances, and a walk-in pantry. This space is shared with a large living room with a 12 ft ceiling and windows facing the backyard, where the morning light streams in. The formal dining room has 12 ft ceilings as well, with elegant chair/panel molding. Arched doorways throughout give an airy, bright atmosphere. Off the kitchen is a large laundry room with shelving. The spacious 3 car garage has plenty of space, with built in shelving for storage as well. On the topic of storage, there are closets in all bedrooms, as well as throughout the house. All three baths are full and have granite countertops. The primary bedroom is the crown jewel, with a nook the size of a room, two walk in closets, and a large bath. The house is beautifully landscaped, with a substantial garden in back with raised beds, fruit trees and bushes, perennial flowers, herbs, and native plants. It is a butterfly and nature lover’s paradise. The owner is a Master Gardener and has made it into a turn-key garden, lovingly designed with something to enjoy year round. The grounds also have nice wooden 10’x20’ shed and a chicken house with chicken run. Upgrades and maintenance items include a reverse osmosis water filter, water heater installed this year, and fresh paint throughout the house. * Smoke free home. * Don’t miss out on this modern, comfortable home just minutes from the beach!

Courtesy of Beycome of Florida, LLC

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Property Highlights

Property type Single Family Residence
Bedrooms 4
Bathrooms 3
Status Active
City Navarre
Zip 32566
Square feet 2,604 sqft
County Santa Rosa
Subdivision Holley By The Sea
Updated Oct 21, 2026
MLS ID 689949

Exterior Features

Roof See listing details
Construction Features Single Family Residence
Parking 4 spaces
Waterfront Nearby / listed

Interior Features

Bedrooms 4
Bathrooms 3
Square Feet 2,604 sq.ft
Property Type Single Family Residence

Financial Details

List Price $599,000
Estimated Payment $3,834/mo
Price per Sq.Ft $230
Status Active

Location

County Santa Rosa
City Navarre
Subdivision Holley By The Sea
ZIP Code 32566

Schools

Elementary School Holley Navarre
Middle School HOLLEY NAVARRE
High School Navarre

1938 Cardinal Ln is located in Navarre, FL 32566

Payment calculator

$3,834 per month 30 year fixed, 7.25% interest

Down payment estimate: $119,800. Taxes, insurance, HOA fees, and lender costs are not included.