For sale - Active

2610 Hwy 4

About this place

Jay, FL - Welcome to River Farms - 320.545± Acres on Escambia River Already Producing Income - Located in sought-after Santa Rosa County, this large waterfront tract offers 1,604ft on the Escambia River, plus frontage on 3 lakes - a rare blend of waterfront beauty & outdoor adventure. Already earning income from booking the *16x16 cabin or *6 completed RV pads with power, water well, 1 septic tank, partial natural gas & dump station. What's in place: *Infrastructure potential for up to 100 RV sites *24x36 pole barn w/bathroom facility *16x24 gazebo by the river *2 structures moved onto property for potential renovated venue/retail space: 24x38 church & 24x32 school *3 boat ramps to lakes & 1 to the river *Dry camping areas *Improved internal roads lead to scenic homesite options near the lakes & river *Permitted year-round roads to 6-acre hayfield pasture w/culvert *Road access includes 1,400ft of paved frontage on John Lowery Rd (county-maintained) & an easement off Hwy 4. Utilities: *190 3hp well *Electrical service through EREC *High-Speed Fiber internet from Uniti Fiber on Hwy 4 & John Lowery Rd *Water wells on the property + City water on John Lowery Rd Avail. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river’s sandbar. Plus, enjoy a mix of pine & hardwoods ideal for deer, duck, turkey & other small game hunting, along with excellent fishing—bluegill, shellcracker, bream, bass & speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico—making this a uniquely positioned recreational tract. The property is positioned just south of the Alabama state line—between the towns of Jay & Century — only 37 miles north of Pensacola & 20 miles north of Pace. There are recorded covenants & restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths.

Courtesy of PHD Real Property, LLC

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Property Highlights

Property type LAND/ACREAGE
Status Active
City Jay
Zip 32565
County Santa Rosa
Updated Oct 13, 2026
MLS ID 668224

Exterior Features

Roof See listing details
Construction Features LAND/ACREAGE
Parking See listing details
Waterfront Nearby / listed

Interior Features

Property Type LAND/ACREAGE

Financial Details

List Price $3,500,000
Estimated Payment $22,400/mo
Status Active

Location

County Santa Rosa
City Jay
ZIP Code 32565

Schools

Elementary School Jay
Middle School JAY
High School Jay

2610 Hwy 4 is located in Jay, FL 32565

Payment calculator

$22,400 per month 30 year fixed, 7.25% interest

Down payment estimate: $700,000. Taxes, insurance, HOA fees, and lender costs are not included.