For sale - Active

2610 Hwy 4

About this place

Jay, FL - 320.545+/- Acres on Escambia River – Outdoor Recreation Meets RV Potential Located in sought-after Santa Rosa County, large waterfront tract offers 1,604 feet on the Escambia River, plus frontage on 3 lakes - a rare blend of outdoor adventure, income potential, and waterfront beauty. Already in place: *6 completed RV pads with power, water well, 1 septic tank, partial natural gas, and dump station. *Infrastructure potential for up to 100 RV sites. *2 structures moved onto property: 24x36 pole barn & bathroom facility. *16x24 gazebo by the river *24x38 church building *16x16 cabin *24x32 school building *3 boat ramps to lakes and 1 to the river *Dry camping areas. *Improved internal roads lead to scenic homesite options near the lakes and river. *Permitted year-round roads to six-acre hayfield pasture with culvert. Utilities: *190 3hp well. *Electrical service through EREC. *High-Speed Fiber internet from Uniti Fiber on Hwy 4 and John Lowery Rd. *City water on John Lowery Rd through Moore Creek/Mount Carmel. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river’s sandbar. Plus, enjoy a mix of pine and hardwoods ideal for deer, duck, turkey, and other small game hunting, along with excellent fishing—bluegill, shellcracker, bream, bass, and speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico—making this a uniquely positioned recreational tract. Road access includes 1,400 ft of paved frontage on John Lowery Rd (county-maintained) and an easement off Hwy 4. The property is positioned just south of the Alabama state line—between the towns of Jay and Century—and only 37 miles north of Pensacola and 20 miles north of Pace. There are recorded covenants and restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths.

Courtesy of PHD Real Estate, LLC

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Property Highlights

Property type Land/Acreage
Status Active
City Jay
Zip 32565
County Santa Rosa
Updated Jul 23, 2026
MLS ID 668224

Exterior Features

Roof See listing details
Construction Features Land/Acreage
Parking See listing details
Waterfront Nearby / listed

Interior Features

Property Type Land/Acreage

Financial Details

List Price $3,500,000
Estimated Payment $22,400/mo
Status Active

Location

County Santa Rosa
City Jay
ZIP Code 32565

Schools

Elementary School Jay
Middle School JAY
High School Jay

2610 Hwy 4 is located in Jay, FL 32565

Payment calculator

$22,400 per month 30 year fixed, 7.25% interest

Down payment estimate: $700,000. Taxes, insurance, HOA fees, and lender costs are not included.