For sale - Active

400 N Palafox St, Pensacola FL 32501

Beds
5
Bathrooms
3
sqft
2,361
sq.ft
$402

About this place

Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.

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Property Highlights

Property type Single Family Residence
Bedrooms 5
Bathrooms 3
Status Active
City Pensacola
Zip 32501
Square feet 2,361 sqft
County Escambia - Fl
Subdivision Belmont Tract
Updated Jul 8, 2026
MLS ID 681991

Exterior Features

Roof See listing details
Construction Features Single Family Residence
Parking 4 spaces
Waterfront Nearby / listed

Interior Features

Bedrooms 5
Bathrooms 3
Square Feet 2,361 sq.ft
Property Type Single Family Residence

Financial Details

List Price $949,000
Estimated Payment $6,074/mo
Price per Sq.Ft $402
Status Active

Location

County Escambia - Fl
City Pensacola
Subdivision Belmont Tract
ZIP Code 32501

Schools

Elementary School Global Learning Academy
Middle School WORKMAN
High School Pensacola

400 N Palafox St, Pensacola FL 32501 is located in Pensacola, FL 32501

Payment calculator

$6,074 per month 30 year fixed, 7.25% interest

Down payment estimate: $189,800. Taxes, insurance, HOA fees, and lender costs are not included.